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Zaio

Zaio Well Positioned to Thrive in Changing Marketplace

In this issue we invite you to learn more about proposed new guidelines and what it potentially means for Zaio in Teaming up with Fannie Mae and Freddie Mac. Our story Resolving the Sub Prime Dilemma draws some interesting parallels between today’s housing market and the S&L crisis 20 years ago. Or we invite you to learn about some of the other exciting things happening in the Zaio community by selecting topics of interest from the menu on the right.

Issues, past or future?

To review past issues of our newsletter, or add a name to our subscriber list, visit www.zaio.com, or use this link: http://www.zaio.com/Investors/

If you have questions, comments or suggestions for future newsletters, your input and ideas are always welcome. Please email: newsletter@zaio.com.

ZAIO: A QUICK SNAPSHOT

Zaio is building the world’s most comprehensive, up-to-date database of real-estate appraisal data, which we call the “Appraisal Knowledge WarehouseTM”.

We’ve created a proprietary patent pending process called GeoScoreTM that will provide clients with a comprehensive, integrated analysis of any property in a given area – in seconds. This includes a current exterior photograph, recent comparable sales with photos, site-verified property data, facts on relevant local market issues and trends, plus the opinions of local professionally licensed appraisers who have viewed the property, complete with their digitized signatures.

Because GeoScoreTM appraisals are conducted in advance, and updated regularly by qualified appraisers; we can address the two biggest challenges facing the lending and mortgage-backed securities industries today: the need for instant access to information, and the need for accurate evaluations based on unbiased local, professional input.

By tapping Zaio’s technology, lenders, agents and appraisers can do their jobs far more efficiently and cost-effectively. For our expanding network of local photographers and appraisers, it’s an opportunity to participate in a unique business venture.

When complete, the Appraisal Knowledge WarehouseTM will feature more than 75 million residential appraisals prepared according to current industry standards. We have a solid client base of 450 lenders, along with appraisal technology that enables us to provide a full spectrum of traditional appraisal products. In all 50 states, Zaio offers Automated Valuation Models (AVM), Drive-by appraisals (visual inspections from the street), and comprehensive interior appraisals.

Zaio Corporation is a Canadian public company. Our shares trade on the TSX Venture Exchange under the symbol ZAO. Zaio Corporation stock is also available in the U.S. under the trading symbol ZAOFF.

ON THE HORIZON

Appraiser Zone Sales Meetings

Our schedule is constantly being updated. To view our current program, please visit our website:
http://www.zaio.com/Events

Need more info?
For details on upcoming events, please email brad@zaio.comjohnr@zaio.com, or Jeffvancamp@zaio.com.

ZOOM IN ON THE NEWS THAT INTERESTS YOU

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Zaio 2008 Annual Report

Now available: Zaio Corporation 2007 Annual Report
Copyright 2008 © Zaio Corporation